Credit restoration timelines vary depending on your unique credit situation. On average, clients begin seeing progress within the first 30–45 days, with full restoration taking 2 to 6 months. The more negative items you have, the more time it may take — but rest assured, we fight every month to get you results.

Nope — consultations are optional. Once you purchase your package, you'll receive onboarding instructions via email and gain access to your secure client portal, where all communication and updates happen.

Prefer to speak with someone? You can schedule a consultation here: https://calendly.com/fitaxcreditinfo/15min

We specialize in removing negative, closed, or derogatory accounts, including: Late Payments, Collections, Repossessions, Charge-Offs, Judgments, Public Records, Medical Bills, Student Loans, Foreclosures, Child Support, Tax Liens, Short Sales And more!

We work with MyFreeScoreNow, which gives you full access to your 3-bureau credit report (Experian, Equifax, and TransUnion). This service charges a small monthly fee — not us — to provide fresh reports every 30 days so we can track your progress and send timely dispute rounds.

❗ Active credit monitoring is required to continue services.

As soon as we receive your documents and information, we’ll get started! Please allow up to 2 business days for us to prep your file and send your first round of disputes to the credit bureaus.

Credit repair is a process, not a magic trick. We use real consumer laws to challenge inaccurate items — and that takes time. But we’re with you every step of the way. Please note: there are no refunds, as this is a service-based process.

It’s easy! Choose the plan that fits your needs, and we’ll take care of the rest. After checkout, your instructions will be emailed to you, and your portal will guide the next steps.